Advanced Loan Calculator

Day-accurate amortization · tranche disbursals · variable rates · prepayments · scenarios

Create up to 6 scenarios for side-by-side comparison.

Basics

Loan NameSanctioned Amount

If tranche disbursals are present, those rows drive calculations.

Baseline Interest Rate (%)Loan Term (Years)First EMI DateDisbursement DateFixed EMI Amount

Remaining from sanctioned amount: ₹0

Gap detected after 2025-04-15. Last known rate (8.25%) will apply.

AmountFrom DateUntil Date

This models a sustained additional monthly payment for payoff acceleration.

Scenario Comparison

Home Loan

Fastest

Ends Feb 01, 2034

Total Interest ₹42.9L

Tenure 8y 10m

Baseline scenario

Additional payments: save ₹1.2L

Extra EMI: save ₹4.4L

What If Interest Rate Changes?

Rate (%)From Date

At 8.25% from May 01, 2025: pays off Jun 01, 2034.

Interest delta vs baseline: +₹6.6L

Amortization Schedule

Day-accurate daily-compounding interest (rate/365/100). All calculations are for indicative purposes. Verify with your lender for exact figures. Nothing leaves your device.

EMI Amount₹1,30,000

Total Interest₹42.87L

Advanced Loan Calculator

Basics

Tranche Disbursals

Interest Rate Periods

Additional Payments / Prepayments

Extra EMI

Scenario Comparison

Home Loan

What If Interest Rate Changes?

Amortization Schedule